Microfinance Banks Utilization of Information Cues in the Prediction of Loan Default and Credit Risk in Nigeria: The Lens Modelling Approach. - Ajah, Eucharia Agom; Asuquo, Innocent Asuquo; Agbachom, Emmanuel Edet; Ettah, Otu Ikoi; Eyo, Emmanuel Okon (International Journal of Economics & Financial Issues (IJEFI), 2025)